Group Life & Disability

Whether you have 2 employees or 200, we design group life and disability plans that protect both your business and your team.

A group life plan provides coverage based on either a set benefit amount or a percentage of an employee’s salary. The business owns and pays for the policy, and premiums are tax-deductible. Employees choose their own beneficiaries, making it a valuable, no-cost benefit to them.

Group disability insurance protects your employees’ income if an illness or injury prevents them from working. It replaces a portion of their salary for a period you choose and can coordinate with workers’ compensation if a work-related claim occurs.

Together, these plans help you attract and retain employees while providing meaningful financial protection.