Fixed Annuities

Fixed annuities are a conservative agreement between you and an insurance company that provide a guaranteed income stream in exchange for the premiums you pay. As a tool for supplemental retirement planning, you can choose an immediate annuity if you need income right away, or a deferred annuity if you prefer to start receiving income later in life.

With a guaranteed rate of return, fixed annuities are among the safest savings and retirement vehicles available. They help reduce market risk and provide predictable income, allowing you to better protect your retirement and minimize the risk of outliving your savings.