Disability

Your greatest asset is your ability to earn an income and provide for your family. But what would happen if an injury or illness prevented you from working? Nearly 43% of people over the age of 40 will experience a long-term disability before reaching age 65.

While many employers offer group disability coverage, it is often not enough to fully support your family. Benefit amounts and benefit periods are typically limited and usually fall short of what you can secure with an individual policy. Additionally, if you leave your employer or start your own business, that group coverage does not go with you.

We can review your current coverage and design a plan that protects you and your family if an injury or illness ever occurs.